Because it is likely that they will be a dangerous factor that causes you to fall into a money crisis.0: 00/5: 16 Southern subdomains for both accounts, we always need to think carefully before decisions Shopping, especially spending money for high value items. The time of the strength budget, the decisions to spend it more carefully than ever. Here are things you never buy when it is financially difficult, because they will most likely they will be The dangerous factor makes you fall into money crisis.1
. Life insurance when falling into the event, people often think of risk protection benefits that life insurance brings. However, the time of buying insurance should be before the event occurs, then your financial situation is stable. When the tight budget that you rushed to buy insurance, hopefully to be protected in the next risk is a wrong decision
Michael Bonebright, consumer analyst of Dealnews warning: "Add a clause Expensive premiums on your monthly bill are not wise, when you are currently in need of cost to maintain life ". Buy a term coverage in this moment is not Correct, will be the more wrong and foolish if you decide to sign a full life insurance contract. Housing, cars, computers, new phones and anything with great value houses and cars are big valuable things, obviously that when economic is difficult, don't ever try Try to buy 2 things. Besides there are many other relatively large valuables such as furniture, new floors, a swimming pool in the backyard, computer and new phone ... Nathan Hamilton, co-founder The Ascent's recommendations: "You should stay away from any large purchasing transactions that require continuous payment or exhausted the reserve cash. Samples for those transactions seem attractive as a cheap old car Or furniture allows bargain. Keeping cash in accounts at impact income is much more valuable than owning those items ".3
Buy excess food Food is an essential commodity, and you should not be too glue to avoid affecting the quality of life. However, when you buy excess food, it is another problem. If you buy food impulsively, put them in the cart just because of the new, or shop for excess grocery to go home, That will cause a waste. An extremely important thing when you need to tighten the budget, it is a very effective meal planning. It is best to look for recipes that make use of remaining ingredients in the refrigerator. Or different processing methods for a type of raw material to be able to buy a large number of cheaper costs. You also need to track your shopping list regularly, find unnecessary items. Even if a bakery pack is not large but many times combined, it will be a small amount.4. Buying products of famous brands If you have the habit of putting the brand on top when choosing products, the time of the tightening economy is the time for you to change that thought. The item of major brands ever has a much higher selling price than the same products. You can find a less common brand, cheap price that quality is not much different. It is a very good cost savings but still does not affect the quality of life.5. Buy large quantities of large quantities that really help you save money. But financial professionals warn that this tactic does not apply when the account is poor. Buy large quantities means you will have to spend significant amount at first. The reserve of intangible utensils depletes your cash source. If there are unexpected arising, you will not be enough to cover. Now buying a lot to save money does not bring meaningful meaning.6. Buying silver or gold when economic common economy has difficulty, people often think of investing in precious metals because they believe they are fences against economic instability. However, are you struggling to pay rent and other living expenses? So new investments, even a good and safe purpose, is also the only thing.Howard Dvorkin, CPA and President of Debt.com said: "The precious metals often increase prices The degradation but silver and gold cannot help you cover the cost of monthly living ".7. TV service is more at home, inevitably you will feel bored. The only entertainment channel of many people now is the Internet and TV. If the money for that purpose is to do but you don't do it too much. You don't need to own the same time cable TV, satellite TV, Netflix, Apple TV, YouTube TV and both HBO. Find out which online plays are right for you and pay for 1, a maximum of 2 services. Remember that your budget is difficult, not allowed to spend too much for this purpose.8. Hazard . Dịch vụ:
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