Who Should Have An Emergency Fund, But How To Build Funds When Income Decreases?

It is true that no one is difficult to come and how long it is. If you know how to create a safe net for money, you will take a lot of tiredness. This is a way for you to manage with no income for how long you think that difficulties can come. According to a recent statistic, the average unemployment / unemployment time is about 5.5 months

. You need to determine your comfort level in different scenarios to plan accordingly. How much in "Emergency Fund"? Set the minimum spending levels for 1 month, 3 months, 6 months .
. First you need to write a minimum cost of 1 month. The earned money you should extract to save the amount of emergency funds to cover in: 1 month, 3 months, 6 months, 1 year ... Depending on the number you feel secure. Remember that the monthly cost must be the amount of minimum removal, if that number is too big you have to start cutting. Now is the time to cover the basics, not the luxury things. They are called an emergency? Corrupted laptop is not an emergency? That is the case of losing jobs, and In case the disease pulls to unexpectedly. When an emergency fund does not directly resolve difficulties (as if you have a job or disease immediately) but helps you afford to wait until the right thing appears
Emergency fund gives you the opportunity to choose, instead of taking anything you get it despite, just because you are desperate. Don't confuse emergency cases with unexpected cases as laptops Damaged, phone lost, need an unexpected trip ... These are non-predictable but before later happen so you need to have a separate budget for this item, not the dynamic to "urgent fund Level ". Separation of separate amounts of money should not mix the amounts of money into an account, you need to split it to not be illusory. I thought I was fine, but it was actually a total amount of money to spend too much. His current. Many people who say to save money are ever rich, so it will take a new investment. That is the case for people who are financing, and if you are unable to satisfy your own money saying about the rich, it is necessary to learn how to manage the previous budget. If you are lucky in the field with a high number of personnel, you should always make money to build funds because it lets you freely choose if one day you feel the job is no longer suitable or You want to adventure another road. Don't help with your monthly money to use it to make a way to make money, you need to know how much money you need. This is very familiar. But the person who says this sentence is often wasting money in expensive dining, coffee milk tea or unnecessary things. You need to really review yourself. Monthly every month is not enough because your needs are exceeding the ability or you can't make money? If you are feeling to spend money, it is not possible, every day, every day is a bit comfortable, then stop that thinking and resolute money to the emergency fund. If your job is doing not enough money for the minimum demand, you need to consider working more, spending effort labor, and thinks different job options.

. Dịch vụ: Thiết kế website, quảng cáo google, đăng ký website bộ công thương uy tín

Related news