According to the draft new document, here, the card issuer will decide to exempt, reduce interest rates, fees, maintain the debt group for credit card balance for customers affected by Covid-19 translation .Illustration. (Photo: CTV / Vietnam) The State Bank supplements the provisions to allow the issuance of the issuance of interest rate exemption and charge cards and charges for customers using credit cards to reduce income due to Covid- 19. This is one of the remarkable points in the draft Circular amending and supplementing a number of articles of Circular No. 19/2016 Regulations on banking card activities are being consulted
. Newly supplementing regulations on card issuance organizations permitted for exemption or reduction of interest rates, fees, retaining debt groups for credit card balance of customers who have reduced revenue and income resulting in unable to pay Debt on time. In particular, the conditions are these customers in areas with disasters, epidemics, occurrence of force majeure events published by the Prime Minister or the People's Committees of the provinces and centrally-run cities Card issuing organizations must be responsible for promulgating the internal regulations to assess and decide on interest rate reduction policies and charges, remain the same group of debt to customers and perform regular monitoring and inspection . Using the content above, draft Circular 19 also expects to allow online debit card issuance (including overdraft debit cards), credit cards, prepaid cards identifiers for individuals
The State Bank also stipulates the minimum steps to the issuance of the card to follow to ensure the online process to secure customer information and safety of the card issuer. Before that, the Banking Association Also have suggestions, epidemics affect many customers who do not distinguish credit forms. Credit cards are common forms with many people but have not been in a delay, interest reduction. Therefore, in addition to the requirements of the debt structure exemption and reduction for loans, this association proposes the State Bank to expand its policies to the group of credit carders ./. Thuy Ha (Vietnam) . Dịch vụ:
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