The State Bank's circulars only regulate the roadmap to convert card from domestic to the chip technology card, not to deny service for cards from domestic and valuable 15: 00/4: 06 South in the South The information is interested in the past time is the conversion of bank cards from domestic cards to the chip technology card card. There is information that, inland cards after December 31 will be denied payment services. So recently, the State Bank (SBV) has to issue a document on the implementation of standards Basis on domestic chip cards. According to the contents of this document, to ensure security, safety, prevention, limiting the damage may arise during the supply and use of card services, SBV issued Circular No. 41/2018, amending and supplementing the Circular No
. 19/2016 regulations on bank card operations. In that, regulating the roadmap to convert to chip technology for card acceptance equipment Operating in Vietnam and domestic cards are circulated by card issuing organizations in Vietnam. According to current law provisions, the SBV proposed to issue cards and organizations to pay Card and card switching card, electronic clearing card note and implementing some important contents
Bin do nnh NN granting (domestic card) is circulating the basic standards for domestic chip cards and from 31-3-2021 card issuers to issue domestic card issuance in circulation must comply with TCCS on cards Domestic chips. Payment organization Card to implement ATM conversions and card acceptance devices at the currently active point in Vietnam complying with base standards for domestic chip cards. Supplementing) Regulating the responsibilities of card issuers in the implementation of transitions from domestic cards to inland chip cards are circulating and stopping card issuance from inland after 31-3-2021. This Circular does not have regulations on stopping or denying card transactions for inland cards circulating (cards are still on use) issued by card issuers in Vietnam. Regulating the responsibilities of card payment organizations in the implementation of the ATM conversion process and the card accepting device at the currently active Point (POS) in Vietnam complies with the base standards Inland chip cards, no regulations on refusing to accept card transactions for cards from inland are circulating. The agreement between the card issuer with the cardholder on the issuance and use of bank cards, ensuring cardholders' card transactions took place smoothly, safely, did not affect the rights of the cardholder and not Provide policies and regulations contrary to the law on banking card activities. At the same time, implement communication measures on the customer with domestic cards (cards are still in use) but Not yet transferred card issuers to a chip card or because the customer has not reached the location of the card issuer to perform a conversion or receipt of the chip card, after December 31, 2021 can still be used From cards to perform card transactions at ATM, POS, Internet channel (Internet Banking), Mobile (Mobile Banking), Traction counters in accordance with legal regulations. "To avoid misunderstood, bewildered influence on the rights of customers and prestige of banking activities in general and banking card activities in particular, card issuers, card payment organizations need to strengthen policies Encouraging, supporting customers to transform from domestic cards to domestic chip cards ", the SBV recommends. This agreement also requires associated units to propagate utilities, superior features, security Full of domestic chip cards and risks related to continuing to use domestic cards and guides customers are cardholders using other electronic payment channels such as Internet Banking, Mobile Banking, QR Code .
. Since then there are appropriate approaches and measures for early cardholders to transform to inland chip cards.NHNN also requires stakeholders to coordinate with the Bank Card Association (Vietnam Banking Association) and Vietnam National Payment Joint Stock Company (Napas) Construction and issue regulations to transform responsibilities in the implementation of transformation from cards to C cards Inland hip, officially applied from date 1-1-2022. . Dịch vụ:
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