Chairman Of The National Assembly King Dinh Hue: The Insurance Contract Needs To Balance The Benefits Between The Supplier And The Beneficiary

This morning, September 13, at the third session, the National Assembly Standing Committee gought to the Insurance Business Law Project (amended). Many opinions said that this is one of the first laws to submit to XV key National Assembly, so it must show the development spirit of development. DEPARTMENT 9: 00/4: 48 Southern men's insurance divided into 3 basic types Ants on the project of insurance business (amended), Chairman of the National Assembly Vuong Dinh Hue assessed its insurance market to grow fast but low compared to the potential and world premises. Since then, Chairman of the National Assembly King Hue stressed, after the enactment of this amendment law, it creates a shot so that the market is not important, not only a few places of problems. Essentials for developing development as this is a very potential market, so it needs to be summarized in practice and applying international experiences

. The National Assembly President proposes the editing agency to pay attention to the comments of the inter-agency Quan, summarizing practicality and applying international recommendations; At the same time, it is necessary to review the scope of the Law Project. At the same time, 6 policies for developing insurance business activities are also slogenical, issuing laws, are still on the law, not entering the practice. Vuong Dinh Hue National Assembly said at the meeting
Photo: Quochoi.vn Besides, the National Assembly President proposed to review the civilian contract on insurance. In addition to considering the compatibility of the contract to balance the benefits between the service provider and the user, ensuring fairness and transparency. Related this Content, Chairman of the National Budget Finance Committee Nguyen Phu Cuong Association said that selling insurance was easy but when there was a thing, the compensation solved is difficult to need to specify the contract. "Each unit has a separate contract without any standard, so when there is a related incident to compensate for damage, the seller vin into a two words in the contract and do not want to temple, and the party buys the prime and final Court. So there are sample contracts. Dong Nai has many cases, there are cases where the wood factory fire has not been compensated "- Chairman Nguyen Phu Cuong said. Before discussing and presenting the report, Minister of Finance Ho Duc Phiem indicates Issues to be revised by the Insurance Business Law. In particular, the current law has not kept up with the international such as regulations on prevention and fight against insurance, money laundering, incomplete terrorist funding ; Conditions for foreign investors are limited; Model of backward financial management; There is no risk management requirement .
. Minister of Finance Ho Duc Phuc submitting a bill at the meeting. Photo: Quochoi.vn Law amendments, supplements and new regulations include: Subjects of application expansion compared to the former Law are mutual organizations providing micro-insurance; Principles for providing and using repair insurance services change to comply with current laws, international practices and international commitments to Vietnam to participate; divide the types of insurance into three basic types according to international practices are life insurance, warrant African life and compulsory health insurance and insurance, limit to reflect the nature of this type of insurance. Review, after being approved by the National Assembly XV at the third session (month 5/2022), the Law takes effect from 1/7/2023.Chorting the bill, Chairman of the Economic Committee of Vu Hong Thanh National Assembly said that the Economic Commission proposed the editorial agency Continue to study and review the law to maximize the provisions of the document under the law that has been tested and stable in practice. At the same time, there is no detailed regulation, specifically the contents may have fluctuations, affecting the stability of the law. The Law change must create a shot for the insurance business market at the meeting, cities The National Assembly Standing Committee agreed with the need to amend the Insurance Business Law, and argue that the contents of the Draft Law should be reviewed and carefully evaluated to avoid overlapping the legal system. The Economic Committee of Vu Hong Thanh National Assembly reports at the meeting. Photo: Quochoi.vn Risk management issue in insurance business activities, Chairman of the National Assembly's Finance and Finance Committee Nguyen Phu Cuong emphasizes the importance of bankruptcy handling in case of risk . Handling bankruptcy of insurance enterprises in accordance with bankruptcy laws. Need to provide a bankruptcy priority group of insurance businesses to synchronously synchronously. Standing Committee of the Standing Committee of the National Assembly Nguyen Thi Thanh said that the insurance contract is now a lot Therefore, there should be a compulsory contents of documentation, which are documents must be, important, have a bondament, clearly affirming issues related to the participants of the insurance contract. Chairman of the National Assembly Nguyen Khac Dinh emphasized the legislative thought and orientation to build legislation from management service is the main to create development. Insurance Business Law is one of the first bills to submit to the XV National Assembly, need to clarify the way refreshing, as well as showing breakthrough

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