The Government has just issued Resolution No. 100 / NQ-CP dated September 6, 2021 through the proposal to develop a decree on testing mechanisms to control financial technology activities (Fintech) in the banking sector. 0: 00/2: 18 NULTUREN SUBJECTS OF CONSTRUCTION MECHANISM OF TECHNOLOGY ON FINTECH OPERATIONS IN THE FIELD OF BANKING IN VIETNAM PERFORMANCE OF THE PROBLEM OF THE DECREE are very urgent and necessary. Vietnam shall assume the prime responsibility and coordinate with the concerned ministries and agencies to fully absorb the opinions of the Government members in the past to develop a decree and ensure the provisions of the Law on promulgating the French documents Law (amended and supplemented in 2020) and relevant legal documents, submitting to the Government in the fourth quarter of 2021. * Financial industry (abbreviated as Fintech) is the application of innovation technologies, bright Creating and modernizing finance - banking such as service payment, money transfer, peer lending, asset management
... to come to customers' financial services Strikes, efficiency and convenience at lower costs than the financial services transmitted
According to the State Bank, the appearance and development with Fintech's rapid speed has caused management agencies of countries Faced with many difficulties and challenges in management and supervision due to the risks of money laundering, terrorist financing, risks related to security, safety, information security, illegal use Personal news ... Therefore, the tasks set with management agencies are to ensure the goal of promoting innovation in innovation while still maintaining the stability and safety of the market Finance and support for economic growth. In Vietnam, the activities of the company provides FINTECH solutions, peer lending (P2P Lending), new payment models, cross-border money transfer, data sharing Users via open application programming interface (Open APIs), ... There are no specific legal regulations to adjust. The examples of Uber, Grab in the transport market Ong last time is a lesson for the banking industry in responding to rapid changes in technology. Without a timely legal corridor will face many embarrassing when Fintech companies expand the scope of activities
From the development practices of the Fintech ecosystem in Vietnam and the Fintech field management practices on The world, in the immediate future The establishment of a test mechanism with FINTECH operation control in the banking sector in Vietnam through promulgating a decree is very urgent and necessary, especially before the Party's great policy and The State on development of "Government and digital economy" in the new era of the 4th period of the 4th CPC . Dịch vụ:
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