Develop A Solution To Support The Affected Loan Customers With Covid-19

Currently, the State Bank is synthesizing people's recommendations and enterprises to continue to build solutions to solve difficulties for borrowers affected by Covid-19.02: 00/2: 08 Nuoc Nghiep Do Thanh Nhan is a citizen who are living and working in Ho Chi Minh City. Ho Chi Minh. In 2018, he bought a condominium in District 8 and borrowed a bank of Saigon Branch of more than 400 million dong.nay, due to a long-term Covid-19 translation, affecting his family economy

. Having difficulties in paying a monthly debt. Proposing a competent authority to consider and support people to temporarily stop paying loans in the 3 lives to stabilize life. State Bank Vietnam answers this issue as follows: To support people and businesses affected by Covid-19 translation, the State Bank has issued Circular 01/2020 / TT-NHNN on March 13, 2020 and Circular 03/2021 / TT-NHNN dated 2/4/2021 (amending and supplementing Circular 01/2020 / TT-NHNN) Regulations on credit institutions and foreign bank branches restructured Debt repayment, exemption, reduction of interest, fees, maintaining debt groups to support customers affected by Covid-19
the translation, customers are assessed by credit institutions to meet the conditions such as: - No. Ability to repay the debt on the principal and / or interest Contract due to revenue, income declined by the impact of Covid-19.- - Ability to fully repay the principal debt and / or interest according to the restructured debt repayment period; - Loans, Tai Tai It is to generate debt obligations, repayment of principal and interest debts during the prescribed period (debt arising before June 10/2021 ...), which is considered and restructured by the credit institution according to regulations. The consideration and restructuring of the debt repayment period, exemption and reduction of interest ... under the jurisdiction of the credit institution
Accordingly, it is recommended that citizens need to work with credit institutions to be considered and processed in accordance with regulations. Currently, the State Bank is synthesizing the petitions of people and enterprises to continue continue to build solutions to remove difficulties for borrowers affected by

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