The State Bank of Vietnam has officially issued Circular 14/2021 / TT-NHNN amending Circular 01, which stipulates the implementation of the restructuring of debt repayment term for customers to implement until 30 / year. 6/2022. According to Circular 14, the deadline for debt structure to the affected customer translation Covid-19 has been extended for more than 6 months compared to previous regulations. Photo: TL, Circular 14 is a written amending and supplementing a number of articles of Circular No. 01/2020 / TT-NHNN dated 13/3/2020 of the Governor of the State Bank of Vietnam regulating Credit institutions and branches of foreign banks restructuring their debt repayment, exemption and reduction and fees, maintaining debt groups to support customers affected by Covid-19
.Theo Circular 14 Construct the time limit for repayment, credit institutions and foreign bank branches to restructure the debt repayment term for the balance of principal and / or interest of the debt with a number of specific conditions specified. In That, one of the conditions is the debt generated before 1/8/2021 from lending and financial leasing activities; Increase the obligation to pay principal and / or interest for the period from January 23, 2020 to June 30, 2022.Ansa, the debt must also be hit by the credit institution, a foreign bank branch Customer prices are unable to repay the debt on the principal and / or interest in contracts, the agreement due to revenue, income declined by the effect of Covid-19 translation
The restructuring time of repayment period ( Including the debt extension) in accordance with the impact of Covid-19 for customers and not exceeding 12 months from the date the credit institution, foreign bank branches implement the restructuring of time Debt repayment term or from the due date of each debt balance is restructured to the debt repayment term. The implementation of the restructuring of the debt repayment term for customers to implement it to 30/6/2022. , Fees, Credit Insturities and Foreign Bank branches shall decide on exemption and reduction and fees according to internal regulations on debt balance of debts before 1/8/2021 from reliable activities Use (except buying and early activities private corporate bonds). Obligation to pay principal and / or interest of payment due period from January 23, 2020 to June 30, 2022 and customers are unable to repay the principal and / or interest Dong, the agreement due to revenue, income declined by the impact of Covid-19 epidemic. The implementation of exemption, reduction of interest and fees for customers according to the provisions of this Circular to implement June 30, 2022. Credit institutions and foreign bank branches are maintained in debt groups assigned according to the regulations of the State Bank of Vietnam on debt classification in operation of credit institutions and foreign bank branches for foreign banks The debt balance is restructured with the debt repayment period, exemption and reduction. . Dịch vụ:
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