In prolonged epidemic, many people want to tighten spending, save more. Book 'orange Birkin' indicates the effective saving method of 9: 00/2: 53 Nouthern Birkin Orange Birkin is the book on the author's personal finance autonomy Alex Tu (Vietnam Women's Publishing House) . Books outlined effective personal financial management methods, including content of saving. Birkin orange Birkin. Photo: Y
. N. How much savings? The author said that when saving, there are two headaches of headaches: "How much is it saved?" And "How to save?". The author in turn answered those two questions
With the first question, it is difficult to give the answer to save how much, because each individual is a different case. But the author does not forget to make a preliminary "frame" suggestion to resolve this issue. If saved to establish an emergency fund, we can temporarily accept the number 3-6 times the average total spending of a month. Maybe we will need to come, maybe we will not need to come, but this fund still needs to lie there until an unexpected story, we still have a source to help handle the immediate problem. Emergency funds, author It is recommended to save monthly with a certain amount, regularly a good habit, on a dish. This also helps to avoid how much monthly money is to spend all. Each month of savings is depending on the situation per person. This number can also be adjusted depending on different times. "To be able to get out more, the more I need to know making money more and watching your spending. Make more money in ways like overtime, get more jobs, liquidate excess items, improve the average income on the number of work hours
.. ", extracting book content. The simplest way to save is cut Reducing spending as: lowering living standards, less shopping for loud furniture, no indiscriminate money, enhancing purposeful shopping, learning good things from minimalist life philosophy ... savings need to identify the item Pepper appropriately, persistently implemented. Photo: Forbes. Monthly savings method in books, authors "tips" ways to save effectively. Accordingly, each person must understand his savings purposes to enforce easier. The item sets must be detailed, with a specific time frame, for example savings to do this, during any time. There is a specific number of each month in a certain period, to more realistic , can be divided equally every day. For example, it is possible to leave 6 million saving money each month, each day must be included in the "Piggy" 200,000 VND. Saving in the order of priority before consumption. In individual finance items need priority in order: savings, insurance, investment, consumption. Usually, we or spend and save. But doing so, sometimes it is easy to fall into a status after spending there is nothing to save. Send savings at the beginning of the month, or immediately after receiving the salary. Saving savings are not too important to send a lot or less, but the core is in accordance with the personal financing plan. Before sending savings, it is recommended to choose a bank for high interest rates, the bank can trust. The fake tips each person please be consistent, patient to sub-temple. "There are no small bricks, doing a stable house ... Five months passed, we will have a few amounts to accomplish their goals", deduct book content. Do not only make methods Helps save effectively, books also have a small exercise with 5 steps so each person can start practicing saving. . Dịch vụ:
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