According to the National Assembly Chairman, the provisions of the Insurance Business Law Project (amendments) are still heavy about the benefits of insurance enterprises. Indeed the insurance business law project (amended) at the meeting at the beginning of the week , many opinions at the Standing Committee of the National Assembly said that it should be carefully reviewed to regulate the insurance policy to balance the benefits of both the sellers and buyers and buyers, chairman of the economic committee of the economic committee The National Assembly presents the report to verify the Government's report on the project Law on Insurance Business (amendments) Unlimited Insurance Business (amended) will be one of 7 Law projects submitted to the XV Left National Assembly Comments at the second session will take place in October 2021. According to the evaluation of the Vessuation Agency - the National Assembly's Economic Commission - with the amendment of 81 articles, supplementing 58 things, abolishing 33 articles and maintains 17 articles, draft amendment insurance business law (draft) with a more extensive adjustment scope than the current law. Only the Economic Commission and opinions at the Committee's discussion session Standing Qu Assembly snails agreed with the need to modify the law, but also a lot of concerns about specific regulations related to insurance contracts, insurance enterprises, reinsurance enterprises .
.. according to the report of The government, one of the content is focused on this time is the policy group on completion of insurance contracts, ensuring the principle of equality, transparency and safety for insurance transactions. Principles of insurance contracts, regulations on allocation and implementation of insurance contracts, on insurance contracts; specific regulations for human insurance, health insurance, liability insurance, asset insurance; Regulations on benefits can be covered specified in the regulations on insurance contracts
Strengthening insurance contracts are important regulations in the field of insurance business, Standing Economic Committee Review and clarify the provisions on insurance contracts to ensure consistency between the regulations in the draft main, both in accordance with the general principles of contracts according to the provisions of the Civil Code and ensured The specificity of insurance activities in the protection of the rights and interests of the parties. The term, about canceling the insurance contract and draft regulations: "Insurance enterprises have the right to cancel the insurance contract, Not compensation, insurance payment and non-refundable insurance for insurance buyers ... ". Meanwhile, the Civil Code shall stipulate: when the contract is canceled, the contract is not valid from the time of the period, the parties do not have to perform the agreed obligation, except the agreement on the fine Pham, compensation for damages and agreements on dispute resolution and the right to repay each other after deducting reasonable expenses in contracts and asset preservation and development costs. " Thus, the provisions as the draft is not appropriate and unfairly with the insurance buyer and has not agreed with the consequences of the Civil Code of Civil Code ", the Chairman Ty Vu Hong Thanh stressed. With regulations on invalid insurance contracts, the verification agency indicates and draft regulations: "At the time of contractual assignment, the insurance object does not exist" is one Insurance contracts are invalid. Such regulations, according to the verification agency, are unreasonable because the future formed property (housing) can also be a covered asset type, although at the time of contracting, the house In the future does not exist (physically). "Therefore, it is necessary to study and adjust this provision to be clear and appropriate when determining the case of disabled contracts," Mr
Vu Hong Thanh proposed. The Kingdom of Vuong Dinh Hue notes, regulations on insurance contracts in the draft amendment law should be reviewed to "joints" with civil contracts (in the Civil Code), ensuring strict benefits of the rights Customers participating in insurance. Ho Chi Minh Dinh Hue commented that, there was a feeling of regulation on insurance contracts at the draft to be heavily in the protection of seller rights rather than insurance buyers. So Quoc Chairman The association proposes that the Drafting Committee must review and calculate to balance the benefits between providers and use of services, ensuring transparency and publicity. Must review compatibility with civil contracts, harmonize the interests of the Law Committee Hoang Thanh Tung said that the draft can provide specific factors of insurance contracts, but raw Common contracts are not contrary to the Civil Code. For example, the draft provides regulations on legal effects when the contract is invalid, terminating the contract, but has not yet stated the legal effectiveness of the suspension of the contract. This leads to the application of the law that does not agree with the general principle of contracts at the Civil Code. It is also interested in the insurance contract, Mr. Nguyen Phu Cuong, the Chairman of the Finance Committee - the Books said that, Regulations on insurance contracts must closely ensure the rights of customers participating in insurance. Mr. Cuong stated in Dong Nai, where he used to work in the past, has occurred many cases . Dịch vụ:
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