Integrating financial services (banking - insurance; banking - securities ...), is a trend in the number of economic, social numbers .
.. but there are many problems with discussion. Of many experts, scientists, discussion at the National Science Workshop "Developing financial services - Banking - Insurance in the new context" is held a new date
Vu Dinh Anh, Integrated Banking Practices - Insurance has shown incidental activities. There have been a lot of reactions from customers, about some units providing conditions to buy new insurance to access banking services, especially for loans. This, causing conflict of interest between 3 parties (customers - insurance companies - banks). Integrated activities between banks with securities companies, also arose lines risks. In addition to financial integration in the economic context, Assoc. Prof. Dr. Nguyen Thuy Odd - Member of the Association Copper Advisor of Financial and Currency Policy - Evaluation: The banking system also has many challenges for safety, information security and data exploitation. Products transactions through mobile devices, are very prone to exposing information leading to risks and damages not only for customers. Large data administration (BigData) is not yet standards, very dispersed, most banks do not have a professional department about data governance
.. to integrate financially provide comprehensive benefits, teams Rescue of the Banking Academy, recommendations: The State needs to build a management legal corridor with a roadmap on financial integration, ensuring equal opportunity and competition. Innovating management work, in the consecutive direction to monitor the operation of all financial intermediaries. Financial intermediaries need to choose effectively integrated, risk prevention and protection models, protecting consumer rights. Focusing on security, safety, avoiding damage to customers ... Experts say that financial integration poses a lot of challenges related to the selection of enterprise structure due to many different parts ; financial management (investment cash flow); conflict of interest; Risks spread when a subsidiary or unit in the system has trouble ... Lan Ngoc . Dịch vụ:
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