On the morning of September 13, continuing the third session program, under the administration of Vice Chairman of the National Assembly Nguyen Duc Hai, the National Assembly Standing Committee conducted consideration and consideration and comments on the insurance business law project (Amendment). The Minister of Finance Ho Duc Phuc presented the report. Insurance division into 3 basic types of programs, Minister of Finance Ho Duc Phiem said that before the development of the market And many relevant legal regulations change, the Insurance Business Law reveals certain shortcomings, no longer uniform and synchronous with new regulations amended and supplemented at the Civil Code, some The content has not been based on practices such as the authority, the process of handling insurance enterprises in financial difficulties; The application or integration of technology in insurance business; Requirements on internal control, internal audit, independent auditing; The link between the management agencies in the implementation of government insurance programs ..
. "Some provisions in the current insurance business law have not kept up with the international such as regulations on prevention and control insurance profit, money laundering, incomplete terrorist financing; Conditions for foreign investors are limited; Backward financial management model; There are no risk management requirements, "the Minister of Finance said. The Law on Insurance Business (Amendment) consists of 8 chapters, 156 articles (amending 81 articles, supplementing 58 things, abolishing 33 articles and maintains 17 things compared to the current insurance business law). Contents that are amended, supplemented and new regulations include: Subjects of application expansion compared to the old Law are mutual organizations providing micro insurance; amending and supplementing interpretation of words to match the relevant practices and laws; Principles for providing and using amended insurance services to comply with current laws, international practices and international commitments in Vietnam; Divide insurance types into 3 basic types according to international practices are life insurance, non-life insurance and health insurance and limited insurance to reflect the nature of the type This shape
Review, after being approved by the National Assembly XV at the third session (May 2022), the Law takes effect from 1-7-2023.Mecourth of the Economic Commission The National Assembly of Vu Hong Thanh presented the verification report. Presentation of the Examination Report, Chairman of the National Assembly's Economic Committee Vu Hong Thanh said the Standing Committee of the National Assembly said that the time has Effective as prescribed by the Draft Law is too slow, unusual laws only after about 6 months from the time of the National Assembly approved, except for complex law projects. "In addition, the Economic Commission The National Assembly also suggested the drafting agency to continue researching and reviewing the law to maximize the provisions of the document under the law that was tested and stable in practice, but also did not regulate it Details, specifically the content may have fluctuations, affects the stability of the law ", Chairman of the National Assembly's Economic Committee to say. Skilled with related documents at the meeting, most Comments of the National Assembly Standing Committee agree with the need to amend the insurance business law, and argue that the contents of the draft law should be reviewed and carefully evaluated to avoid overlapping in the legal system . The Law Committee of the Law of the National Assembly of Hoang Thanh Tung. The Legal Committee of the National Assembly of Hoang Thanh Tung mentioned 3 issues to note, in which the addition of content "in case of different regulations Between the provisions of this Law with other laws with the same content, comply with the provisions of the Insurance Business Law "is too wide and overly affiliated with the Law on issuing legal documents; Therefore the provisions and priorities must be built very specifically. At the same time, the application of the system of database and insurance market information is needed but must ensure private confidentiality, personal information is protected by the Constitution. Insurance business activities, Chairman of the National Assembly's Finance and Finance Committee Nguyen Phu Cuong emphasized the importance of handling bankruptcy in case of risk. "The handling of bankruptcy of insurance enterprises in accordance with the bankruptcy law", Chairman of the National Assembly's Finance and Budget Committee said
In addition, the Head of the National Assembly Standing Committee Nguyen Thi Thanh said that the current insurance contract document is a lot, so there should be a compulsory document content, which are the documents to be, important, have a correction, confirming the clear The issue relating to the Parties to the Insurance Contract. The National Assembly Chairman Vuong Dinh Hue spoke at the session. Insurance market assessment is fast but low compared to the potential and world premises, Member of the Politburo, Chairman of the National Assembly King Dinh Hue emphasized, after issuing this amendment law, creating a shot so that the market development is not very important rather than just fixing some places of problems . Therefore, the National Chairman . Dịch vụ:
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