From January 1, 2022, the State Bank requires compulsory credit institutions to conduct environmental risk management in credit-granting activities ... the bank is autonomous and / or using results Evaluating a third-party environment for credit-granting State Bank is getting opinions on the draft Circular guiding the implementation of environmental risk management in credit for credit institutions and bank branches In addition to the draft, credit institutions have autonomy in organizing the evaluation and use of environmental risk assessment results of investment projects, production and business plans of customers to implement Environmental risk management in credit granting activities. Attention, credit institutions have the right to use the environmental risk assessment results of the project of environmental expertise or evaluation results Environmental risks in credit granting activities of other credit institutions
. Credit institutions have the right to refuse credit to customers with investment projects and business plans for business He meets the requirements of environmental protection, violating the provisions of the environmental protection law. Besides, credit institutions have the right to refuse to grant credit to customers with investment projects and directions The business project does not meet the requirements of environmental protection, violating the provisions of the Law on Environmental Protection. Thao also prescribes credit institutions without credit for investment projects and plans Business production is prohibited in environmental protection activities according to the provisions of the Law on Environmental Protection
Credit institution shall manage environmental risks in credit-granting activities, except for forms credit and loans to meet the demand for loans in the form of discounts; how to pay; Bank guarantee; financial leasing; Credit cards. At the same time, the consideration of environmental risk management assessment does not apply to loans to serve life and consumer lending of consumer finance companies; Loans for investment projects and business plans in the fields of trade, service and circulation of goods without emission of waste and emissions according to the provisions of the Law on Environmental Protection; Investments and procurement of fixed assets for the management of customers' borrowers ... Credit institutions must build and announce the environmental policy of their organizations, including management commitments Environmental risks in credit-granting activities. Environmental policy must be approved by the Board of Directors or Membership Council or Executive Board. The contents at the draft aims to first control and limit risks to credit institutions when a risk occurs RO environment; The following is indirect impact on customer borrowers to comply with the law on environmental protection, towards investment, production - environmentally friendly business. This private enterprise is expected to take effect From 1/1 / 2022.Vu Phong - . Dịch vụ:
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