Chairman of the National Assembly Vuong Dinh Hue said that our insurance market grows rapidly but is quite low compared to the potential and compared to the common ground in the world.7 Policy Group of Law Project on September 13 , The Standing Committee of the National Assembly listened to the Minister of Finance Ho Duc Pha to present the Insurance Business Law Project report (amended). The Minister of Finance Ho Duc Phiem said that the Insurance Business Law was born 20 years ago, when the insurance market was still young, the management agency was also newly established, small market size, product and distribution channels are not diversified. The Standing Committee of the National Assembly listen to the project Insurance business law (revised). To date, before the development of the market and many relevant legal regulations changes, the insurance business law reveals certain shortcomings, no longer uniform, synchronous with new regulations amended and supplemented at the Civil Code, some contents have not been applied in practice such as the authority and process of handling insurance enterprises g Financial difficulties; The application or integration of technology in insurance business; Requirements on internal control, internal audit, independent auditing; The link between the management agencies in the implementation of government insurance programs,
... a number of provisions in the Law on existing insurance business does not keep up with international such as: regulations on axial prevention benefit insurance, money laundering, incomplete terrorist financing; Conditions for foreign investors are limited; Backward financial management model; There are no risk management requirements
According to Ho Duc Phoc Minister, the Draft Insurance Business Law (amendment) with 8 chapters, 156 things that cling to the purpose, point of directing and concretizing 7 groups The policy proposes to develop a Law project approved by the Government in Resolution No. 121 / NQ-CP dated December 31, 2019.For the general provisions: The contents are amended, supplemented and regulated This includes: Subjects of application expansion compared to the old law are mutual organizations providing micro-insurance; Amending and supplementing interpretation of words to match the relevant practices and laws; Principles for providing and using amended insurance services to comply with current laws, international practices and international commitments to Vietnam participating (EVFTA, CPTPP); Types of insurance into 03 basic types according to international practices are life insurance, non-life insurance and mandatory health insurance and insurance, limit to reflect the nature of the type This danger. Address of insurance: Supplementing the item on Prevention of Loss loss, prevention of fraud and dispute resolution. Chairman of the National Assembly Vuong Dinh Hue.The insurance insurance, reinsurance enterprises : Draft Law on Expanding Foreign Investors, allowing financial corporations to have insurance business activities; Simplicity conditions for insurance companies have been granted licenses in Vietnam want to establish new insurance enterprises; supplementing business registration; Allow insurance enterprises to provide products in the other insurance sector. Operate organizations, supplement new regulations to improve executive management of enterprises as new regulations on organizations and operations internal control, internal audit, risk management according to international practices, suitable to the properties of insurance business activities; allow proactive insurance enterprises in the design and construction of insurance and outsourcing products to meet the conditions; supplementing the provisions of conditions in the case of outsourcing. In addition, additional content and principles to encourage insurance enterprises to apply information technology in insurance business activities; Requirements on information technology applications in insurance business activities, subjects and forms of insurance services on the network environment; ..
on newly regulated micro insurance includes content Features Micro insurance and organizations are provided with micro-insurance products (insurance enterprises, mutual organizations providing micro insurance). Insurance agents, insurance brokerage enterprises, Insurance services: Amending and supplementing regulations on conditions and principles of insurance agents and principles of insurance brokerage enterprises, rights and obligations of insurance enterprises, of insurance enterprises insurance agent; Articles of insurance agents are not done, insurance agent certificates. About financial management of insurance enterprises, reinsurance enterprises: Draft law requiring enterprises must determine capital safety and management Reasonable capital corresponding to the scale and level of risk of enterprises. The provisions on professional reserve, investment activities, asset management, revenue - Cost is revised corresponding to the management model Capital on the basis of risks such as the use of computing experts in provisions and provisions must be accompanied by corresponding assets and is evaluated regularly ... In addition, additional regulations for independent audit , Scope of independent auditing and responsibility to provide information to the Ministry of Finance. State management of insurance business: Fix . Dịch vụ:
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