Risks Of Surrounds When Buying Corporate Bonds, Investors Need To Do?

According to experts, to avoid risks, investors should choose bonds with prestigious, brand, mass release, credit ratings and have a guarantee bank. Business bonds are a channel Leading equal to businesses - Opening a long-term mobilization channel, relatively stable interest rates help businesses develop depth production. Bond market development Enterprises also provide investors to add opportunities to implement investment, manage idle money effectively. The tissue mobilize corporate bonds recently increasingly growing and taught Active participation of investors (including commercial banks, securities companies, investment funds and final individual investors). Especially, in the last 3 years with daily interest rate trends The lower the decrease, the understanding of the people on finance is increasing, the number of individual investors increases rapidly

. Along with that, the volume of buying individual bonds of these investors tends to increase. However, rapid growth is always accompanied by risks, especially the risks for weak objects such as individual investors. Need to transparent information at the seminar "Individuals invest in corporate bonds: receive In terms of risk and behavior with risks "organized by Vietnam Economic Times, Mr
Nguyen Hoang Duong, Deputy Director of Finance Department of banks and financial institutions, the Ministry of Finance gave opinions on this issue. Mr. Nguyen Hoang Duong, Deputy Director of Finance Department of banks and financial institutions, the Ministry of Finance. "In order to limit risks in corporate bonds, protect investors, especially head houses Personal investment is unable to analyze and assess risks, the Ministry of Finance has promoted propaganda and and submission to the Government to report to the National Assembly to agree in the Securities Law and the Enterprise Law in the direction Only professional securities investors are purchased and traded corporate bonds such as international practices. For other individual investors, maybe Diversifying investment through safer investment products in the financial market such as bond investment funds, retirement funds ... Does not allow non-professional investors to buy and trade left Enterprise cards issued separately in addition to protecting investors, also have the risk of reducing the risk of the financial market in general, when businesses will not be able to issue capital mobilization bonds at all costs. Do Ngoc Quynh, Secretary-General of the Vietnam Bond Market Association said that with clear dissections, one side helps individual investors have steps to stop from the beginning inaccessible to bonds On individual administration if not a professional personal investor. With businesses, if the business wants to reach a wider foundation, the enterprise must change, accepting a formula to release into the public transparent
The Ministry of Finance provides a provision of forming a centralized corporate bond market information center at the Hanoi Stock Exchange. This helps individual investors have more information and risk solutions when investing in corporate bonds. Details but buyers of corporate bonds are still risky. According to Mr. Nguyen Quang Thuy, Chairman of Fiinratings said that the individual investor will be surrounded by four main types of risks. Tong Nguyen Quang Thuy, Chairman of the Board of Fiinratings. The lowest RO, because the government is capable of collecting taxes or issuing money to pay debts. Businesses do not have that right. Therefore in case of force majeure or subjective, investors cannot recover profits and principal debts, called credit risks. Although bonds can be sold for securities companies, distribution or handover units, infrastructure as well as legal corridors have not been able to ensure the rights of investors. At the same time, market liquidity remained modest at a level of rotation only at 0.08 times, very small compared to other countries in the region. Third, the risk of valuation on interest rates on basis Risk adjustment, interest rate must be commensurate with risks. Fourth, other risks include the risk of deposit interest rates, reinvesting, acquisition, guarantee, inflation, economic instability, disaster or pandemic ... Secret of choosing good corporate bonds, how do individual investors choose good corporate bonds, avoid risks? According to Mr. Do Ngoc Quynh, General Secretary of Vietnam Bond Market Association Male, there are many investment opportunities such as spending money to buy bonds, send money savings, buy gold, buy real estate, bonds ... to make investors' decisions to understand themselves, right There is a picture of your personal financial situation to avoid waiting in all eggs into it. Because, no investment channel, which product is only available

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