Vietcombank Realizes ‘dual Goals’

Since the beginning of 2021, Covid-19 translation in Vietnam has been complicated again, the banking industry (NH), including Vietcombank to implement solutions to realize dual targets, contributing to restoring production activities, Business for such businesses and people, Vietcombank has built risk-related scenarios to ensure safety activities when Covid-19 epidemic occurs continuously with new strains. Specifically, this bank has established the Corona Flu Emergency Response Steering Committee (referred to as Covid-19 Steering Committee) with the function of approving the development principles and reserve plans for emergency response CoVID-19 (Including health, human resource and communication plans). Besides, Vietcombank develops remote work plans, working in shifts, working at the backup location. These plans have been activated in a way that is consistent with the epidemic movement, complying with the Government regulations on social ways of stretching, ensuring the goal of maintaining continuous operations and completing business targets of VIETCOMBANK. OTHER INTERACTIONS, I also have internal communications regularly, continuously in many forms to units throughout the system of ready and proactive prevention of epidemics

. Disseminate disease prevention and treatment knowledge when detecting the risk of infection, the updates on Covid-19 of competent state agencies. Organizations for all employees across the system signed commitments to comply with the laws and regulations of state agencies in the prevention of Covid-19 disease. Communication Warning Risks For customers about phishing tricks, frauds of bad objects Taking advantage of Covid-19 translation to appropriate customer property in accounts and payment cards
The above deputy has been commonly popular, continuously to all units and employees to actively respond, timely and efficiently when the situation has a suspected person / close-up staff, ensuring maintenance Continuous business activities of the whole system. The unexpected outbreak of Pandemic Covid-19 in 2020 has stagnated the production of most of the economic sectors, strong impact led to consumer demand decline. Global trade, put pressure on business activities of businesses. Before that context, the state bank actively deployed many solutions to solve difficulties for businesses, which typical It is timely promulgation of Circular 01 right in March 2020, guiding the restructuring of debt repayment term, maintaining debt group for customers to bear involvement Efficiency of Covid-19 Translation. With the complex and unpredictable development of Covid-19 translation in 2021, the State Bank continues to issue Circular 03/2021 / TT-NHNN (effect from May 17-5- 2021), in the direction of expanding the objects are allowed to restructure the debt repayment period, maintain the debt group, to reduce the financial pressure on enterprises to borrow capital to produce and support enterprises step by step recover Business activities after Covid-19 epidemic. On the basis of Circular 03/2021 / TT-NHNN, Vietcombank promptly promulgating internal documents guiding branches throughout the system of re-restructuring system The debt repayment period, maintaining debt groups for customers affected by Covid-19 translation, which updates the amendments and supplements in Circular 03 compared to the previous Circular 01 (debt balance Consider the structure to keep the debt group, the restructuring time of the debt repayment period, the principle of debt classification and retaining the group of debt, the principle of setting up risk provisions ...). together with timely development declare Circular 03, vi Etcombank pioneered interest rates to support businesses and people approaching capital easily, quickly restoring production and business
Particularly in 2020, Vietcombank has 5 times of adjusting interest rates to share and support businesses and people affected by Covid-19 and natural disasters with a total sharing of VND 3,700 billion in the bank's profit . Besides the positive impact in supporting the maintenance of production and business activities of enterprises, Vietcombank cannot deny potential risks for banks when not yet recording bad debts for guests Structural goods according to Circular 01. This is one of the difficulties and challenges for the bank in quality control of the list of debt structure according to Circular 01, limiting the maximum of new bad debts In the coming time. To stretch the financial pressure, help with the residence from the income retain to promote lending to the economy, the State Bank supplements the provisions of the valuable allocation of specific provisions For up to 3 years. This is assessed as a drastic move of the State Bank at the present time aimed at the construction objective with the prevention of the reserve stepping step, ensuring the capital safety of the banks before the risks of disadvantages can occur in The context of epidemics can affect a long time. On the basis of the list of customers restructuring the debt repayment period, maintaining the current debt group, at the same time, the financial capacity of NH, Vietcombank will consider Implementation of all reserve c

. Dịch vụ: Thiết kế website, quảng cáo google, đăng ký website bộ công thương uy tín

Related news